As a professional mortgage broker, we have access to many of the UK's mortgage and insurance providers, and consequently get access to incentives and products that are not available to the general public. This gives us the opportunity to find the best mortgage deal possible.
When you have an adverse credit history, or lack proof of income because of self employment you may end up paying a little more for your mortgage. We will search the entire UK market and endeavour to find you a range of self cert mortgages you can afford.
Here are some of the different types of mortgage loans available:
High Street Mortgages
If you have a clean credit history then we will try to obtain you a regular mortgage from one of the main high street lenders.
Self Certificate Mortgages
If you're self employed or unable to prove your regular income then the self cert mortgage route may be for you.
Adverse Credit
If you have had a history of credit problems, no matter how minor, then it may be difficult to obtain a regular mortgage. We have access to specialist lenders who may be willing to provide you with a mortgage.
Buy to Let
A buy to let or investment mortgage is designed for people who wish to let their property out to another party.